Adam Smith & Jane Austen
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A 7 page paper that argues the comparison between the moral convictions related to social constructs presented by authors like Jane Austen with the sympathetic development of morality through emotion presented by Adam Smith. It is Smith's basic contention that man is inherently good, and that his moral development comes from his ability to perceive and diminish selfishness. This paper utilizes the text from Smith 'The Theory of Moral Sentiments' as a means for demonstrating his theory.
Filename: Smithaus.wps
Paper Title: Adam Smith & Jane Austen

Moving from Investment to Retail
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This 8 page report discusses some of the issues involved in the process of what had once been purely an investment company expanding into the area of retailing. The writer points out that in order to make the move to retailing the organization must understand that retailing is as much about performance as it is about product. Bibliography lists 5 sources.
Filename: BWretail.rtf
Paper Title: Moving from Investment to Retail

BANKING SYSTEM OF MEXICO
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This 9-page paper provides an overview of the Mexican banking system and its current trends. Also included in this paper are discussions about how the 1994 peso devaluation and 1982 government nationalization of the banks impacted the banking industry. Bibliography lists 4 sources.
Filename: MTmexban.rtf
Paper Title: BANKING SYSTEM OF MEXICO

The Intel Corporation
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This 5 page paper provides an overview of this well known firm and pays particular attention to its role as a socially responsible company. The company's mission statement is included and several financial quotes are provided. Bibliography lists 6 sources.
Filename: SA007tel.rtf
Paper Title: The Intel Corporation

HOUSEHOLD FINANCE
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This 7-page paper provides a financial analysis of Household Finance, Corp. a subsidiary of Household International. The essay touches on the background of the corporation, analyzes its performance and provides recommendations for investment. Bibliography lists 4 sources.
Filename: MThfcinf.rtf
Paper Title: HOUSEHOLD FINANCE

GTE – History, Financial Information and the Merger with Bell Atlantic
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This 10 page report discusses GTE, one of the world's largest telecommunications companies. In the United States, GTE provides local service in 28 states and wireless service in 17 states; nationwide long-distance and internetworking services ranging from dial-up Internet access for residential and small-business consumers to Web-based applications. Outside the United States, the company serves more than 7 million telecommunications customers. Current merger issues with Bell Atlantic are also discussed. Bibliography lists 10 sources.
Filename: BWgte.rtf
Paper Title: GTE – History, Financial Information and the Merger with Bell Atlantic

TOLLGRADE COMMUNICATION
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This 15-page paper is an overview of Tollgrade Communication (based in Pennsylvania) and attempts to argue critically whether or not this particular company is one that is worthwhile to invest in. Topics covered include the company history and structure of the board of directors, the stock prices between October 2001 and October 2002 and other financial areas of concern. Bibliography lists 6 sources.
Filename: MTtolcom.rtf
Paper Title: TOLLGRADE COMMUNICATION

FINANCIAL TOOLS TO DETERMINE BANKRUPTCY
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This 4-page paper discusses how a company determines readiness to declare bankruptcy for reorganization purposes. The essay touches on some financial models that forecast bankruptcy including the univariate financial ratio and MDA. Bibliography lists 2 sources.
Filename: MTfinban.rtf
Paper Title: FINANCIAL TOOLS TO DETERMINE BANKRUPTCY

Enron Corporation
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A 14 page paper that begins with a brief history of Enron prior to the scandal. The paper then goes on to explain what happened, what went wrong, how the company committed fraud. The author comments on the whistle-blower. The key players are identified with the charges against them and the disposition of the cases. The last section discusses the outcomes of this scandal in terms of new regulations and legislation intended to prevent further cases of the same nature. Bibliography lists 15 sources.
Filename: PGenrn04.rtf
Paper Title: Enron Corporation

Electronic Commerce & Financial Success
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A 10 page paper on the benefits of implementing electronic commerce. Examples of key businesses are illustrated. The point is made that in today's world, a business must become involved in electronic commerce in order to profit and succeed - while remaining competitive. A section on government and business is also included. Bibliography lists 8 sources.
Filename: Ecinbiz.wps
Paper Title: Electronic Commerce & Financial Success

Electronic Commerce's Impact
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A 5 page paper discussing the growing importance of Internet commerce. By the early 1990s it had become apparent that the growing Internet held great promise for those companies that wished to sell their wares to a larger potential market than they had previously been able to address. There were dreams of consumers purchasing nearly all their routine goods online, from groceries to clothing. To date, that early vision has not materialized. Internet commerce has not grown into the virtual mall that early marketers had hoped, but it has become increasingly important in the financial futures of thousands of companies all around the world. Bibliography lists 12 sources. E-Commrc.wps
Filename: E-Commrc.wps
Paper Title: Electronic Commerce's Impact

Internet Commerce
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A 10 page paper discussing Internet commerce and digital economy technologies such as encryption technologies and secure-site technologies. Bibliography lists 8 sources.
Filename: Intcomm.wps
Paper Title: Internet Commerce

Economic Analysis Of Asian Growth Triangles
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This 15 page paper examines the Growth Triangle which consists of Singapore, Malaysia and Indonesia, in light of the New Institutional Economics that has recently become popular. The analysis includes projections for the future of the region and considers the currency crisis as well as Asia's political position in the world. Bibliography lists 15 sources.
Filename: Astrigro.wps
Paper Title: Economic Analysis Of Asian Growth Triangles

The Asian Currency Crisis
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Perceptions and reactions around the world to the Asian currency crisis is contained in this 12 page paper written during March of 1998. The history of the crisis is traced to its very beginnings. The devaluation of the baht as the incident that sparked the crisis is included and the consequences of the decision is highlighted as well. United States and European involvement is detailed and predictions for the future are also included. Bibliography lists more than a dozen sources.
Filename: Asiamon.wps
Paper Title: The Asian Currency Crisis

The Thai Baht & The Asian Monetary Crisis
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This 15 page paper examines the change in the value of the baht and the events which led up to the July 2, 1997 action which effectively started the Asian currency crisis.Various issues are addressed including the state of businesses within Thailand, effect on trading partners as well as the general economic effect felt around the world. Bibliography lists 18 sources.
Filename: Thaibaht.wps
Paper Title: The Thai Baht & The Asian Monetary Crisis

Currency Issues
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6 pages discussing the methods by which governments have the ability to control the values of their currencies. The 'trick' is that manipulation of the nation's currency simply must be thoughtful and based on real-world conditions rather than wishful thinking. Those nations that have favored absolute and total control of their currencies and their economies have been the poorest of the world, but the other side of the same coin is no better. Much of Japan's economy is on the verge of collapse , and much of the blame can be pointed at the failure to exercise enough control. Middle ground is a magical place, and it appears that we have had the good fortune of residing there for the past several years. Bibliography lists 5 sources.
Filename: Currencyj.doc
Paper Title: Currency Issues

Interest Rate Policy Of The Bank of Japan
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12 pages in length. Until the 1980's, the Bank of Japan had an active role in implementing government-directed fiscal policy, but as the economy stabilized and seemed to be completely self-sustaining, regulatory influences were increasingly withdrawn. Today, the Bank of Japan is charged mainly with establishing and maintaining interest rates. In that respect, it is comparable to our Federal Reserve. Years of questionable business finance practices have been catching up to Japan faster than Japan can catch up to the consequences. The Bank of Japan's role has been to keep interest rates artificially low in an attempt to aid commercial banks on the verge of failure, but those interest rates being at such low levels is having other and far-reaching implications for the Japanese economy. Bibliography lists 10 sources.
Filename: Bankjap.wps
Paper Title: Interest Rate Policy Of The Bank of Japan

Consumer Credit – What It Is and How It Works
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This 15 page report discusses consumer credit -- its use, its availability, its purpose and function. Establishing a credit record is a simple enough process and is a fundamental aspect of most Americans’ lives but understanding the process of how credit actually works is far more complicated than opening a checking or savings account. This report address issues relating to personal credit such as credit card issuance and terms, consumer debt, and personal money management. Bibliography lists 8 sources.
Filename: BWcredit.rtf
Paper Title: Consumer Credit – What It Is and How It Works

Citigroup Inc.
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This 11 page paper investigates Citigroup Inc, the name that emerged from the merger between Citicorp and Travelers. Sections include: a general overview of the banking industry, historical overview of Citicorp, the Board of Directors, major top executives of the new corporation, subsidiaries, a narrative describing the co-CEOs of this megacorporation, and the stock share prices for the first week of each month during 1998. Citicorp was already one of the world's largest credit card companies and Travelers Group was one of the largest insurance companies. Together they have formed one of the world's largest financial services company. The 'marriage,' which included the two CEOs to jointly lead the new corporation has not been without problems. Due to changes recently made, they may now be on the way, however, to a much smoother operation as well as to greater profits. 1 illustration. Bibliography lists 11 sources.
Filename: PGciti.rtf
Paper Title: Citigroup Inc.

The Canadian Housing Market
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A 7 page research paper on the real estate market in Canada. Issues concerning property specs, mortgages, and the general economy are discussed. Bibliography lists 5 sources.
Filename: Canadaho.wps
Paper Title: The Canadian Housing Market

Banking on the Internet
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Some people choose a banking facility based on proximity to their home or employment. Others shop for the best rates, the most services or the availability of incentives. An option that is gaining popularity in this, the computer age, is banking and paying bills through the Internet. Financial transactions such as checking, savings, credit cards, debt payment and investments are possible to transact with a simple 'click', while sitting at the computer. Most of the major banks and many of the small community banks have opted to begin doing business through the Internet. This 10 page paper examines Internet banking from the perspective of the banking industry and also the customer. There's a section detailing how to become an Internet bank customer and what are the advantages and problems. Bibliography lists 7 sources.
Filename: KTwebbank.wps
Paper Title: Banking on the Internet

BANK OF AMERICA AND THE PORTER MODEL
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This 6-page paper examines Bank of American and the banking industry and determines how these two fit into Michael Porter's generic competition model. Bibliography lists 5 sources.
Filename: MTbaofam.rtf
Paper Title: BANK OF AMERICA AND THE PORTER MODEL

History of Central Banking
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AThis 38 page paper considers how central banks developed and their original purpose. The general history and development is examined through the use of a case study which examines the creation of the Bank of England. The original purpose of central banks were as bankers to the government, with a principle task of funding wars. The responsibilities such as printing legal tender, monetary stability and lender of last resort all emerge following the success as a funding source for war. An initial benefit of a central bank was also the creation of a credit economy, allowing economic growth to take place at an unprecedented rate. The looks at the development of the Bank of England and tools used such as the Gold Standard and then applies the lessons to more recent central bank developments such as the creation and success of the Bundesbank, looking for commonalities that may be indicators of success. This is then applied to the current position of the European Central Bank, (ECB) in order to assess how successful the ECB will be in the future. The bibliography cites 59 sources.
Filename: TEcentralbank.rtf
Paper Title: History of Central Banking

"The Banks: The Ongoing Battle for Control of Canada's Richest Business": A Review of the 1999 Book By Les Whittington:
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A 10 page overview of the book by financial journalist Les Whittington. Describes Whittington's exceptional ability to gather and regurgitate economic facts in a readable and extremely informative manner. Concentrates on the infrastructure of Canadian banks and the recent proposals for mergers. Details Whittington's concerns over these mergers, concerns which were evident as well in the governmental and public response to the proposals. Bibliography lists 4 sources.
Filename: PPwhitng.wps
Paper Title: "The Banks: The Ongoing Battle for Control of Canada's Richest Business": A Review of the 1999 Book By Les Whittington:

(The) Exchange Rate Regime
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A 15 page paper discussing issues concerning trade and the exchange rate regime in a rapidly-changing post-Communist world. Various sub-issues such as the effects of exchange rate-fixing are examined in depth. This research paper is significantly more complex than excrate2.wps (above) and should only be considered by those knowledgeable of advanced economics/finance issues. Bibliography lists 27 sources.
Filename: Excrater.wps
Paper Title: (The) Exchange Rate Regime

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